Greenfinity Terms and Conditions
1. Contractual Agreement
By investing with the Company, you enter into a binding contract governed by these Terms and Conditions. It is therefore essential to read and understand its content before proceeding. Only individuals or corporate entities legally capable of entering into financial agreements are eligible to proceed or participate.
2. Privacy and Data Collection
The Company collects and processes personal information for the purpose of managing investments, ensuring compliance with regulatory requirements, and facilitating communication. The data collected may include, but is not limited to, your name, contact details, bank account information, and financial history. By investing, you consent to the collection, processing, and usage of your data as outlined in our Privacy Policy.
3. Investment Terms
- Minimum Investment Period: All funds must remain in the business for a minimum of three (3) months before withdrawal is permitted.
- Maximum Investment Period: Lenders may choose to keep their funds in the business for a maximum of six (6) months, unless they opt to reinvest.
- Return on Investment (ROI): Lenders will receive a fixed return of 6% per month on their invested capital.
- Moratorium Period: ROI will begin to accrue after a moratorium of two (2) weeks from the date of investment, or upon disbursement of the loan to a borrower, whichever occurs first.
- ROI Payout Schedule: The disbursement of ROI shall be on of before the last day of every month.
4. Portfolio Management Fees
Where the Company is required to directly manage an investment portfolio, the Lender will be subject to an annual management fee of 6% of the investment capital, which will be deducted from their ROI and to be assessed on an equally monthly basis. Where a Lender increases their investment while still opting for portfolio management services, the same 5% fee will apply to the additional investment sum
5. Withdrawal Terms
- Mandatory Notification: Lenders must provide at least one (1) month's prior written notice before withdrawing their funds.
- Early Withdrawal Restriction: Funds cannot be withdrawn within the initial three (3) months of investment. Any request for premature withdrawal may be subject to penalties or forfeiture of accrued interest at the Company' discretion.
6. Fees and Charges
- Administrative Fees: the Company may deduct reasonable administrative fees for the processing of investments and withdrawals. These will be communicated before the investment is made.
- Late Withdrawal Requests: If a lender fails to provide the required one-month notice, withdrawal may be delayed or subject to additional administrative fees.
7. Investment Risks and Liability
- While the Company strives to ensure safe, secure and profitable investment opportunities and guarantee a timely payment of ROI, the Lender acknowledges that ROI are subject to regulatory changes, Government policies and market conditions.
- The Company will take reasonable measures to safeguard the invested capital, but it does not guarantee against unforeseen delay in disbursements of ROI as a result of regulatory changes, Government policies and market conditions.
- Lenders agree to indemnify and hold the Company harmless from any losses resulting from these regulatory changes, market fluctuations or force majeure events beyond the Company's control.
- The ROI rate may be reviewed from time to time based on changes in market condition and policy.
- Investment shall be subject to tax deductions according to the prevailing tax policy.
8. Account Security
Lenders are responsible for maintaining the confidentiality of their account credentials. Any unauthorized activity on a Lender's account should be reported immediately to the Company. The Company shall not be liable for any loss resulting from unauthorized access due to lender negligence.
9. Communication and Notifications
By investing, lenders consent to receive communications regarding their investment, including updates on returns, policy changes, and other relevant financial notifications. It is the lender's responsibility to ensure their contact details remain up to date.
10. Data Privacy and Sharing
The Company commits to protecting lenders' personal and financial data. However, lenders acknowledge that their information may be shared with regulatory authorities, legal bodies, or third-party financial institutions where required by law. The Company will not sell or misuse lender data for unauthorized purposes.
11. Investment Cancellation
- Grace Period: Lenders may cancel their investment within 24 hours of funding their account, provided the funds have not been deployed into active use.
- Cancellation After Deployment: If funds have already been invested, cancellation will be subject to the three-month minimum holding period, and accrued interest may be forfeited.
12. Dispute Resolution
In the event of a dispute between a lender and the Company, both parties agree to resolve the matter through mediation or arbitration before resorting to litigation. Disputes shall be settled in accordance with the governing laws of the jurisdiction in which the Company operates.
13. Important Considerations
- Transparency: Lenders should thoroughly review all terms, conditions, and return structures before investing.
- Financial Planning: Lenders should ensure they understand the terms of investment and should only invest funds they can commit for the stipulated duration.
- Customer Support: For any inquiries, clarifications, or assistance, lenders should contact the Company' customer service department promptly.
By proceeding with an investment, lenders confirm that they have read, understood, and agreed to abide by these Terms and Conditions.